Miscellaneous
被保险人所患既往症及保险单中特别约定的除外疾病引起的医疗费用；
Medical expenses for pre-existing conditions and diseases specifically excluded in this Contract
被保险人殴斗、醉酒，主动吸食或注射毒品导致的医疗费用；
Medical expenses for the treatment of medical conditions resulting from fighting, drunkenness or
deliberate use of illegal drugs by the Insured.
投保人对被保险人的故意杀害、故意伤害；
Should the policyholder injure or kill the Insured on purpose
被保险人故意自伤、故意犯罪或者抗拒依法采取的刑事强制措施导致的医疗费用；
Medical expenses arising from the intentional self-inflicted injury, intentional crime or resistance
against the criminal coercive measures taken according to the law by the Insured.
被保险人参加或从事潜水、跳伞、攀岩运动、蹦极、驾驶滑翔机、探险活动、武术比赛、摔跤比赛、特技表演、
赛马、赛车等高风险运动导致的伤害引起的治疗；
Treatment arising from injuries caused by the Insured’s participation or involvement in diving,
skydiving, rock climbing, bungee jumping, paragliding, adventure sports, martial art competitions,
wrestling, special effect performances (stunts), horse racing, car racing or other high-risk sports
被保险人先天性畸形、先天性疾病、遗传性疾病、染色体异常(以世界卫生组织颁布的《疾病和有关健康问题的国
际统计分类(ICD-10)》为准)引起的医疗费用；
Medical expenses incurred by the Insured on account of the treatment of congenital malformation or
disease, genetic disease or chromosome abnormalities (determined in line with the International
Statistical Classification of Diseases and Related Health Problems (ICD-10) of the World Health
Organization)
由于职业病、医疗事故引起的医疗费用；
Medical expenses incurred due to occupational diseases and medical malpractice
被保险人酒后驾驶、无合法有效驾驶证照驾驶或驾驶无合法有效行驶证的机动交通工具导致交通意外引起的医疗
费用；
Medical expenses arising from a traffic accident caused by the Insured who drove after drinking, and
had no legal and valid driving license or drove a motor vehicle without a valid driving permit
核爆炸、核辐射或核污染、化学污染；战争、军事行动、暴乱或武装叛乱；
Nuclear explosions, nuclear radiation, nuclear contamination, chemical contamination, wars, military
conflicts, riots or armed rebellions
冒名住院、不符合入院标准、挂床住院或住院病人应当出院而拒不出院(从医院确定出院之日起发生的一切医疗费
用)；
False hospitalization, noncompliance with hospital admission criteria, refusal to accept hospital
discharge (medical expenses incurred during hospitalization as determined by the hospital)
被保险人接受实验性治疗，即未经科学或医学认可的医疗。
Should the Insured undergo experimental treatment, namely medical treatment not recognized by
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平安健康保险股份有限公司 Ping An Health Insurance Co., Ltd.