Annual Maximum
Aggregate Limit
药品费
50,000/year
50,000/year
50,000/year
Prescription Drugs
药品费：被保险人每次门、急诊发生的，合理且必要的由医生开具的具有国家药品监督管理部门核发的药品
批准文号或者进口药品注册证书、医药产品注册证书的国产或进口处方药品的费用。
责任简述：
Drug/medication expenses: reasonable and necessary expenses actually incurred by the Insured
during outpatient or outpatient emergency treatment on domestic or imported drugs prescribed
by doctors with the relevant drug approval number, or Drug Import Registration Certificate and
Pharmaceutical Product Registration Certificate issued by the state drug regulatory authority.
Description:
挂号费/医生诊疗费，检
查费，治疗费，门诊手
术费
Consultation
Examination
Laboratory
Fees,
and
50,000/year
50,000/year
50,000/year
tests,
Out-patient Surgery,
and
other
Out-patient
Treatment Expenses
医生诊疗费：指被保险人门、急诊期间发生的主诊医生或会诊医生的劳务费用，包括挂号费。
Consultation fees: service fees of a primary doctor or an attending physician when receiving
outpatient or outpatient emergency treatment including registration fees
检查检验费：指门、急诊发生的以诊断疾病为目的，采取必要的医学手段进行检查及检验而发生的合理的医
疗费用，包括诊查费、妇检费、X 光费、心电图费、B 超费、脑电图费、内窥镜费、肺功能仪费、分子生化
检查费和血、尿、便常规检查费等。
Examination and laboratory test fees: reasonable and necessary outpatient or outpatient
emergency treatment fees incurred by the Insured for the purpose of diseases diagnosis.
Examination and laboratory test fees include: examination fees, gynecological examination fees,
X-Ray fees, electrocardiogram fees, B-mode ultrasonic examination fees, electroencephalogram
fees, endoscopes fees, pulmonary function equipment fees, molecular biochemical examination
fees and fees for regular blood, urine and stool examinations.
责任简述：
Description:
治疗费：指门、急诊发生的以治疗疾病为目的，提供必要医学手段而发生的合理的治疗者的技术劳务费和医
疗器械使用费，以及消耗品的费用，包括放射疗法费、化学疗法费、注射费、机疗费、理疗费、输血费、输
氧费、体外反搏费等。
Treatment fees: fees paid for the technical services of the medical practitioner and the use of
medical equipment for the purpose of necessary disease treatment, as well as for consumables
used during the outpatient or outpatient emergency treatment of the Insured. Expenses include
radiotherapy, chemotherapy, injection, mechanical therapy, physiotherapy, blood transfusion,
oxygen transfusion and external counter-pulsation expenses amongst others.
门诊手术费：指门、急诊发生的合理且必要的手术医疗费用，包括外科医生费、手术室费、恢复室费、麻醉
费、手术监测费、手术辅助费、材料费、一次性用品费、术中用药费、手术设备费。
Outpatient surgery fees: reasonable and necessary surgery fees incurred by the Insured during
outpatient and outpatient emergency treatment, including surgeon fees, operation room,
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平安健康保险股份有限公司 Ping An Health Insurance Co., Ltd.