by the national drug/medication regulatory authorities.

手术费（包括非器官移

植手术及器官移植手

术）

Surgery （ Includes

Non-organ

100,000/year

Transplant Surgery

and

Organ

Transplant Surgery）

非器官移植手术费：住院期间为治疗疾病、挽救生命而施行的非器官移植手术产生的合理手术医疗费用，包

括手术室费、恢复室费、麻醉费、手术监测费、手术辅助费、材料费、一次性用品费、术中用药费、手术设

备费。

Non-organ transplantation surgery fees: reasonable and necessary medical expenses of

non-organ transplant operations performed on the Insured during hospitalization for the purpose

of disease treatment or saving life. Expenses include: operation room, rehabilitation room,

anesthetic, operation monitoring, operation assistance, material, disposable article,

intra-operative medication and operation equipment expenses.

责任简述：

Description:

器官移植手术费：住院期间出于医学必要被保险人接受肾脏、肝脏、心脏、肺以及造血干细胞移植手术产生

的合理手术医疗费用，包括手术室费、恢复室费、麻醉费、手术监测费、手术辅助费、材料费、一次性用品

费、术中用药费、手术设备费。

Organ transplant surgery fees: reasonable and necessary inpatient operation expenses of

kidney, liver, heart, lung and hematopoietic stem cell transplant operations performed on the

Insured out of medical necessity. Expenses include: operation room, rehabilitation room,

anesthetic, operation monitoring, operation assistance, material, disposable article,

intra-operative medication and operation equipment expenses.

救护车费

同年度总限额

Ambulance

Up to the annual limit

救护车费：指住院期间以抢救生命或治疗疾病为目的，根据医生建议，被保险人需医院转诊过程中的医院用

车费用，且救护车的使用仅限于同一城市中的医疗运送。

责任简述：

Ambulance expenses: ambulance expenses for the inter-hospital transfer of the Insured, as

advised by the doctor or physician, for the purpose of saving life or treating disease during

hospitalization. The use of ambulance is restricted to referral within one city.

Description:

被保险人因遭受意外伤害事故或疾病，每次在医院治疗发生的下列合理且必要的门诊急诊医疗费用，本公司

按约定给付比例，在各项费用的年限额、每次限额以及最高给付次数范围内给付门诊医疗保险金：

If the Insured needs outpatient or outpatient emergency treatment due to illness or accidental

2.门(急)诊医疗

Outpatient benefits injury, we will cover the following reasonable and necessary outpatient and outpatient emergency

treatment expenses incurred at a hospital within the annual limits, maximum visits and maximum

payment amounts for various expenses at the agreed benefit ratio.

赔付比例

Reimbursement

Rate

100%

80%

50%

年度限额

50,000

15 / 42

平安健康保险股份有限公司 Ping An Health Insurance Co., Ltd.