床位费：住院期间实际发生的、不高于标准单人病房（或私人病房）的住院床位费（不包括套房、家庭病床）。
Bed fees: bed fees no higher than those of a standard single ward (or private ward) incurred by
the Insured during hospitalization (excluding suites and family wards).
膳食费：住院期间实际发生的、由医院提供的合理的、符合惯常标准的膳食费用，但不包括住院期间购买的
个人用品。
责任简述：
Description:
Food expenses: expenses incurred by the Insured during hospitalization on standard daily meals
provided by the hospital itself (excluding consumables bought by the Insured during the
hospitalization period)
护理费：住院期间根据医嘱所示的护理等级确定的护理费用。
Nursing fees: Nursing fees of a standard determined by a doctor during hospitalization
检查检验费，治疗费
Examination
Laboratory
and
tests,
100,000/year
100,000/year
100,000/year
other
In-patient
Treatment
检查检验费：住院期间实际发生的、以诊断疾病为目的，采取必要的医学手段进行检查及检验而发生的合理
的医疗费用，包括诊查费、妇检费、X 光费、心电图费、B 超费、脑电图费、内窥镜费、肺功能仪费、分子
生化检查费和血、尿、便常规检查费等。
Examination and laboratory test expenses: reasonable and necessary medical expenses of all
examinations and tests performed during the inpatient treatment of the Insured for the purpose
of disease diagnosis, including: examination, gynecological inspection, X-ray, electrocardiogram,
type-B ultrasonic, electroencephalogram, endoscope, pulmonary function device, molecular and
biochemical examination, routine blood, routine urine and routine stool test expenses etc.
治疗费：住院期间以治疗疾病为目的，提供必要的医学手段而发生的合理的治疗者的技术劳务费和医疗器械
使用费，以及消耗品的费用，包括放射疗法费、化学疗法费、注射费、机疗费、理疗费、输血费、输氧费、
体外反搏费等。
责任简述：
Description:
Treatment fees: reasonable and necessary technical service fees as charged by therapists, and
medical equipment and consumable expenses incurred by the Insured during hospitalization
according to his/her medical needs and or disease treatment. Treatment fees refer to: radiation
therapy, chemotherapy, injection, mechanical therapy, physiotherapy, blood transfusion, oxygen
transfusion and external counter pulsation expenses amongst others.
医生费
100,000/year
100,000/year
100,000/year
Doctor fees
责任简述：
Description:
药品费
医生费：包括外科医生、麻醉师、内科医生、专科医生的费用。
Doctor fees: including fees charged by surgeons, anesthetists, physicians and specialists.
Drug/medication
expenses
100,000/year
100,000/year
100,000/year
药品费：住院期间实际发生的合理且必要的由医生开具的具有国家药品监督管理部门核发的药品批准文号或
者进口药品注册证书、医药产品注册证书的国产或进口处方药品的费用。
责任简述：
Drug/medication expenses: reasonable and necessary expenses of drugs/medication used by
the Insured during inpatient treatment. Drugs/medication refer to domestic or imported
drugs/medications prescribed by doctors that hold a valid drug/medication approval number or
Drug Import Registration Certificate and Pharmaceutical Product Registration Certificate as issued
Description:
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平安健康保险股份有限公司 Ping An Health Insurance Co., Ltd.